An Important Commercial Financing Strategy Using Credit Card Receivables: Cash Advances Based on Future Credit Card Sales Restaurants, bars, service businesses and retail stores will frequently benefit from converting future cash flow into immediate working capital. This commercial financing strategy uses an under-utilized business asset ----- credit card receivables. Cash advances are based upon a merchant's sales volume and will typically vary from $5,000 to $300,000. How Can a Business Qualify? One year in business as restaurant, bar, retail or service business   Business accepts credit cards as a form of payment Ability to document credit card sales of $4000 or more per month for most recent six months No open tax liens, judgments or bankruptcies Acceptable personal and business credit (minimum personal credit scores of 500) If leasing: in good standing with landlord and at least one year remaining on lease More Details about this Commercial Financing Strategy No up-front fees or closing costs Quick funding: Many approvals within 24 hours No financials required No Collateral No set term to pay off the advance although there is a minimum of 90 days. No fixed payments: As goods and services are purchased, a small percentage of each credit card sale is collected from one of the processing banks Easy 2-page application The Credit Card Receivables Guide

ACCOUNTS RECEIVABLE FINANCING ACCOUNTS RECEIVABLE FUNDING ACCOUNTS RECEIVABLE LENDING ACCOUNTS RECEIVABLE PURCHASING WORKING CAPITAL FINANCING ACCOUNTS RECEIVABLE LOANS ASSET BASED LENDING COMMERCIAL EQUIPMENT FINANCE FACTORING COSTS FACTORING QUOTES PROCESS FACTORING APPLICATION FACTORING FINANCIAL SERVICES RECEIVABLE LINES OF CREDIT BAD CREDIT FACTORING CREDIT CARD FACTORING FACTORING LINE OF CREDIT INVOICE FACTORING INVOICE FINANCING INVOICE FUNDING SMALL BUSINESS FINANCING NEW BUSINESS FUNDING INVOICE FACTORING COMPANY START UP CAPITAL PURCHASE ORDER FINANCING FREIGHT BILL FACTORING FACTORING QUESTIONS AND ANSWERS FACTORING COMPANY FACTORING MEDICAL RECEIVABLES FREIGHT INVOICE PURCHASING TRUCKING FACTORING TEMPORARY STAFFING FACTORING TEMPORARY STAFFING NURSING DEBITOR-IN-POSESSION FINANCING TAX LIEN FUNDING TAX LIEN FACTORING LINKS